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What are my financing options?

As you consider your next vehicle, several financing options are available. Check out the chart below for a more informed decision.

No matter what financing option you go with, save time by completing an online prequalification application. It’s quick, easy and won’t affect your credit score.

When you’re ready to see local vehicle options, explore limited-time GM offers here.

Lease or Buy Comparison

Leasing

 

Vehicle Type

New

Terms

Typically 24-36 months

Mileage Options

Customizable

Estimated Costs

Payments cover a portion of the vehicle’s value during your agreement, allowing for lower monthly payments.

End of Term

Purchase, return your vehicle, lease or buy new at lease end.

The flexibility of leasing may be right for you.

LEARN ABOUT LEASING

Buying

 

Vehicle Type

New or Certified Pre-Owned

Terms

Up to 84 months

Mileage Options

Unlimited

Estimated Costs

Payments cover the vehicle cost over the course of your contract, which may make it higher than a lease.

End of Term

You’ll own your vehicle. You can sell or trade it in at any time during the contract term.

The freedom of ownership may appeal to you.

DISCOVER BUYING

Balloon Financing for EVs

The RightChoice by GM Financial

Vehicle Type

Exclusively for certain GM electric vehicles (EV)

Terms

Minimum 36 months

Mileage Options

Customizable

Estimated Costs

Payments cover the vehicle cost over the course of your contract, with lower payments in your contract and a balloon payment at the end.

End of Term

On the last month of your term, you’re able to make the right choice for you, whether it be pay the balloon payment, refinance, trade in or sell.

With up to $7,500 tax credit*, this may be your way into an EV.

EXPLORE BALLOON OPTIONS

*See dealer for details. Tax credit subject to change. Your personal eligibility to claim this tax credit depends on your individual circumstances, including whether your adjusted gross income for the current or preceding taxable year exceeds the income thresholds contained in the Inflation Reduction Act (IRA). You should consult your tax, accounting or legal professional to confirm your eligibility or if you have questions regarding this tax credit. This information does not constitute tax, accounting or legal advice. More information can be found on the U.S. Department of Energy’s Federal Tax Credits webpage.

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I Want To Lease

The flexibility of leasing fits many drivers. Find out if leasing is your best choice.

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I Want To Buy

Ready to buy a new GM vehicle? Learn what to do next.

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