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Personal Guaranty

Financing that won't slow you down.

Personal Guaranty

  1. Personal Guaranty

    GM Financial’s Personal Guaranty helps you finance your commercial vehicles using your personal credit. Get the best rate for your fleet without adding your name to the contract or title.

    FEATURES AND BENEFITS

    • Keep personal credit separate from business credit
    • Commercial lease and APR financing options available
    • Finance under your company name to take advantage of tax benefits and grow business credit
    • No personal name on contract or title


Business Applicants

Co-Applicants VS. BUSINESS APPLICANTS

  Co-Applicants Personal Guarantor
Personal name listed on contract
Yes No
Personal name listed on title
Yes No
Additonal form required No Yes
Debt reported on personal credit bureau
Yes Yes
Builds business credit
Yes No
Access to business tax advantages
Yes Yes
Creates inquiry on personal credit bureau
Yes Yes
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